Use my expenses template to group your bills by yearly and track your budget plus expenses. Calculate tax and FX conversion and net worth. Invest into savings and tax-free savings accounts. With investments, keep a portion in safer index funds such as the Nasdaq or S&P. You can do 2x the index for more volatility… rebalance by trimming profits and reinvesting, the market drops by 5-10% 3 times per year!
My economic theory is that if we stimulate the economy with 1 trillion $, we shall cause inflation, but if we stimulate 4 trillion $, each year… there will be increased spending, and inflation shall be beneficial to the massive population. I theorized this using Irving-Fischer’s equation…
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